Rumson Real Estate

Known for its spectacular waterfront mansions, historic estates, and exceptional privacy, Rumson offers an unparalleled luxury lifestyle. It is defined by its strong sense of community, top-tier schools, and a lifestyle that blends suburban elegance with coastal access. Here is a comprehensive look at what makes this elite borough a premier destination.

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Architectural Styles & Housing Stock

Rumson's real estate is characterized by custom-built luxury properties and historic homes, often sitting on expansive, beautifully landscaped lots, many with private docks and water access.

• Stately and Custom: The most dominant styles are grand Colonial Revival homes, stately Tudor Revival estates, and contemporary Shingle Style residences. Homes here are typically large, bespoke, and finished with high-end materials.

• Waterfront Focus: A significant portion of the housing stock consists of waterfront properties along the Navesink and Shrewsbury Rivers. These homes often feature private docks, which is a major driver of ultra-luxury pricing.

• Large Lots: The borough is famous for its generous lot sizes, with many properties exceeding one acre, contributing to the feeling of exclusivity and seclusion.

• High Barrier to Entry: The median household income of $184,102 and the high cost of housing reflect the borough's significant affluence.

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The Schools: A Commitment to Excellence

The Rumson school system is a primary draw for families, partnering with one of the region's most prestigious regional high schools.

• Rumson School District (PK-8): The local K-8 district, including Deane-Porter and Forrestdale, is highly rated for academics. It features a low student-to-teacher ratio (around 12:1) and exceptional proficiency rates in math and reading.

• Regional High School: Rumson students attend the highly prestigious Rumson-Fair Haven Regional High School (RFH). RFH is consistently ranked among the top public high schools in New Jersey and is known for its rigorous college preparation.

• Private Options: A high percentage of students in Rumson attend private schools, including the highly-regarded Rumson Country Day School.

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Real Estate Market: Prices for Sale & Rent

Rumson is one of New Jersey's most expensive residential markets, defined by limited inventory and strong competition among luxury buyers.

• For Sale: As of late 2025, the median sold home price in Rumson is approximately $2,449,000, while the median listing price hovers around $3,800,000.

• Luxury/Waterfront Estates: High-end estates and riverfront properties frequently sell for $4 Million to over $13 Million+.

• Market Competition: The market is very competitive and is considered a Seller's Market. Despite high prices, homes sell relatively quickly, with a median of 39 days on the market.

• For Rent: The rental market is tight, with limited single-family inventory. High-end rentals can range from $4,700 to over $30,000 per month.

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The Commute to NYC

Rumson's location makes the high-speed ferry one of the most attractive and efficient methods for reaching Manhattan.

• Ferry (Popular Option): High-speed ferry service is available from nearby Atlantic Highlands or Highlands via SeaStreak.

• Time: The ferry provides a scenic route to Pier 11/Wall Street or Midtown in approximately 40–55 minutes.

• Train/Driving: Residents can access NJ Transit's North Jersey Coast Line in Red Bank. The drive to Manhattan is about 50 miles, taking roughly 1 hour and 15 minutes in non-peak traffic.

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Safety & Community

Rumson is renowned for its low crime rate and a tight-knit, active outdoor lifestyle.

• Exceptional Safety: The violent crime rate is virtually zero, and the total crime rate is 68.7% lower than the national average, making it an extremely safe environment for families.

• Community Vibe: Social life is active and centered around beach clubs, yacht clubs, and upscale dining. Local landmarks like the Rumson Country Club serve as focal points for the community's family-centric culture.

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Rumson Property Value Appreciation Chart (2015-2025)